Health insurance plans in Phillips County, AR (2026)
52 marketplace plans from 6 insurers are offered in Phillips County. The cheapest silver plan is $753 a month for a 40-year-old non-smoker before tax credits.
Cheapest monthly premium by metal level (age 40)
| Metal level | Cheapest premium | Plans |
|---|---|---|
| Bronze | $447 | 14 |
| Silver | $753 | 17 |
| Gold | $647 | 18 |
| Platinum | $833 | 2 |
| Catastrophic | $356 | 1 |
All plans in Phillips County
| Insurer | Plan | Metal | Type | Deductible | Out-of-pocket max | Premium (age 40) |
|---|---|---|---|---|---|---|
| Arkansas Blue Cross and Blue Shield | Catastrophic HSA | Catastrophic | PPO | — | — | $356 |
| Octave | Octave Bronze Exp Standardized | Bronze | POS | — | — | $447 |
| Arkansas Blue Cross and Blue Shield | Bronze Exp Standardized | Bronze | PPO | — | — | $452 |
| Health Advantage | HA Bronze Exp Standardized | Bronze | POS | — | — | $463 |
| Health Advantage | HA Bronze National | Bronze | POS | — | — | $476 |
| Ambetter from Arkansas Health & Wellness | Standard Expanded Bronze (QualChoice) | Bronze | POS | — | — | $500 |
| Octave | Octave Bronze Value | Bronze | POS | — | — | $510 |
| Ambetter from Arkansas Health & Wellness | Everyday Bronze | Bronze | PPO | — | — | $513 |
| Ambetter from Arkansas Health & Wellness | Standard Expanded Bronze | Bronze | PPO | — | — | $515 |
| Arkansas Blue Cross and Blue Shield | Bronze Value | Bronze | PPO | — | — | $520 |
| Ambetter from Arkansas Health & Wellness | Everyday Bronze + Vision + Adult Dental | Bronze | PPO | — | — | $530 |
| Ambetter from Arkansas Health & Wellness | Standard Expanded Bronze + Vision + Adult Dental | Bronze | PPO | — | — | $532 |
| Ambetter from Arkansas Health & Wellness | Choice Bronze HSA (QualChoice) | Bronze | POS | — | — | $541 |
| Ambetter from Arkansas Health & Wellness | Elite Bronze | Bronze | PPO | $0 | — | $587 |
| Ambetter from Arkansas Health & Wellness | Elite Bronze + Vision + Adult Dental | Bronze | PPO | $0 | — | $606 |
| Octave | Octave Gold Classic National | Gold | POS | — | — | $647 |
| Arkansas Blue Cross and Blue Shield | Gold Value | Gold | PPO | — | — | $666 |
| Ambetter from Arkansas Health & Wellness | Standard Gold (QualChoice) | Gold | POS | — | — | $670 |
| Health Advantage | HA Gold Premier National | Gold | POS | — | — | $671 |
| Ambetter from Arkansas Health & Wellness | Standard Gold (QualChoiceLife) | Gold | PPO | — | — | $685 |
| Ambetter from Arkansas Health & Wellness | Standard Gold | Gold | PPO | — | — | $689 |
| Ambetter from Arkansas Health & Wellness | Standard Gold (QualChoice) + Vision + Adult Dental | Gold | POS | — | — | $689 |
| Octave | Octave Gold Standardized | Gold | POS | — | — | $699 |
| Ambetter from Arkansas Health & Wellness | Standard Gold (QualChoiceLife) + Vision + Adult Dental | Gold | PPO | — | — | $711 |
| Ambetter from Arkansas Health & Wellness | Standard Gold + Vision + Adult Dental | Gold | PPO | — | — | $712 |
| Arkansas Blue Cross and Blue Shield | Gold Standardized | Gold | PPO | — | — | $718 |
| Ambetter from Arkansas Health & Wellness | Complete Gold | Gold | PPO | — | — | $722 |
| Health Advantage | HA Gold Standardized | Gold | POS | — | — | $730 |
| Ambetter from Arkansas Health & Wellness | Complete Gold + Vision + Adult Dental | Gold | PPO | — | — | $746 |
| Octave | Octave Silver Standardized | Silver | POS | — | — | $753 |
| Ambetter from Arkansas Health & Wellness | Elite Gold (QualChoice) | Gold | POS | — | — | $759 |
| Arkansas Blue Cross and Blue Shield | Silver Standardized | Silver | PPO | — | — | $774 |
| Octave | Octave Silver AH | Silver | POS | $6,250 | — | $775 |
| Ambetter from Arkansas Health & Wellness | Elite Gold (QualChoiceLife) | Gold | PPO | — | — | $776 |
| Ambetter from Arkansas Health & Wellness | Elite Gold (QualChoice) + Vision + Adult Dental | Gold | POS | — | — | $780 |
| Health Advantage | HA Silver Standardized | Silver | POS | — | — | $785 |
| Arkansas Blue Cross and Blue Shield | Silver AH | Silver | PPO | $6,350 | — | $804 |
| Ambetter from Arkansas Health & Wellness | Elite Gold (QualChoiceLife) + Vision + Adult Dental | Gold | PPO | — | — | $805 |
| Health Advantage | HA Silver AH | Silver | POS | $6,300 | — | $807 |
| Ambetter from Arkansas Health & Wellness | Standard Silver (QualChoice) | Silver | POS | — | — | $810 |
Showing 40 of 52 plans, cheapest first.
How the premium changes with age
Cheapest silver plan by age (the same plan):
| Age | Monthly premium |
|---|---|
| 21 | $589 |
| 40 | $753 |
| 60 | $1,599 |
About these numbers
Premiums are the CMS-listed rate for a single non-smoking adult, before any premium tax credit. Most marketplace buyers qualify for a credit based on household income — the actual price can be far lower than the list rate, especially for silver plans. Deductibles and out-of-pocket maximums are for in-network care and vary by plan design. Check doctor and hospital networks before enrolling: a cheaper plan that excludes your doctors is not cheaper.
Related
All counties in Arkansas · How to choose a plan · Premium tax credits explained · Metal tiers explained
Frequently asked questions
What is the cheapest health insurance plan in Phillips County County?
The cheapest plan for a 40-year-old non-smoker is $356 a month (Catastrophic metal level) before tax credits, based on 2026 CMS rate filings. The cheapest silver plan, the benchmark for subsidies, is $753.
How much does health insurance cost in Phillips County County?
For a 40-year-old non-smoker the cheapest plans in Phillips County start around $356 a month before subsidies. Silver plans cost from $753; premiums rise with age and tobacco use.
How many insurers offer marketplace plans in Phillips County County?
6 insurers filed 52 plan options for this county in the 2026 CMS file.