Health insurance plans in Miami County, KS (2026)
64 marketplace plans from 6 insurers are offered in Miami County. The cheapest silver plan is $571 a month for a 40-year-old non-smoker before tax credits.
Cheapest monthly premium by metal level (age 40)
| Metal level | Cheapest premium | Plans |
|---|---|---|
| Bronze | $442 | 24 |
| Silver | $571 | 19 |
| Gold | $610 | 20 |
| Catastrophic | $444 | 1 |
All plans in Miami County
| Insurer | Plan | Metal | Type | Deductible | Out-of-pocket max | Premium (age 40) |
|---|---|---|---|---|---|---|
| UnitedHealthcare | UHC Bronze Essential (No Referrals) · UHC Bronze-X Essential (No Referrals) | Bronze | EPO | — | — | $442 |
| Blue Cross and Blue Shield of Kansas City | Blue KC Catastrophic BlueSelect EPO | Catastrophic | EPO | — | — | $444 |
| Oscar Insurance Company | Bronze Classic Standard | Bronze | EPO | — | — | $452 |
| Oscar Insurance Company | Bronze Simple Diabetes | Bronze | EPO | — | — | $460 |
| Oscar Insurance Company | Bronze Classic 4700 | Bronze | EPO | — | — | $463 |
| Ambetter from Sunflower Health Plan | Everyday Bronze | Bronze | EPO | — | — | $465 |
| UnitedHealthcare | UHC Bronze Standard (No Referrals) · UHC Bronze-X Standard (No Referrals) | Bronze | EPO | — | — | $465 |
| Ambetter from Sunflower Health Plan | Standard Expanded Bronze | Bronze | EPO | — | — | $467 |
| UnitedHealthcare | UHC Bronze Standard+ (Dental + Vision, No Referrals) · UHC Bronze-X Standard+ (Dental + Vision, No Referrals) | Bronze | EPO | — | — | $479 |
| Ambetter from Sunflower Health Plan | Everyday Bronze + Vision + Adult Dental | Bronze | EPO | — | — | $480 |
| Ambetter from Sunflower Health Plan | Standard Expanded Bronze + Vision + Adult Dental | Bronze | EPO | — | — | $482 |
| Blue Cross and Blue Shield of Kansas City | Blue KC Simply Blue Bronze with Spira Care Blue Metro EPO | Bronze | EPO | — | — | $482 |
| Oscar Insurance Company | Bronze Elite + PCP Saver | Bronze | EPO | $0 | — | $489 |
| UnitedHealthcare | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) · UHC Bronze-X Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) | Bronze | EPO | $0 | — | $495 |
| Blue Cross and Blue Shield of Kansas City | Blue KC Choice Bronze 2 with Spira Care BlueSelect EPO | Bronze | EPO | — | — | $504 |
| UnitedHealthcare | UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals) · UHC Bronze-X Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals) | Bronze | EPO | $0 | — | $509 |
| Ambetter from Sunflower Health Plan | Elite Bronze | Bronze | EPO | $0 | — | $531 |
| Ambetter from Sunflower Health Plan | Elite Bronze + Vision + Adult Dental | Bronze | EPO | $0 | — | $548 |
| Blue Cross and Blue Shield of Kansas City | Blue KC Standard Bronze BlueSelect EPO | Bronze | EPO | — | — | $550 |
| Oscar Insurance Company | Silver Classic Standard | Silver | EPO | — | — | $571 |
| Ambetter from Sunflower Health Plan | Standard Silver | Silver | EPO | — | — | $579 |
| Ambetter from Sunflower Health Plan | Focused Silver | Silver | EPO | — | — | $585 |
| Ambetter from Sunflower Health Plan | Standard Silver + Vision + Adult Dental | Silver | EPO | — | — | $599 |
| Ambetter from Sunflower Health Plan | Focused Silver + Vision + Adult Dental | Silver | EPO | — | — | $604 |
| Ambetter from Sunflower Health Plan | Standard Gold | Gold | EPO | — | — | $610 |
| Oscar Insurance Company | Gold Classic Standard | Gold | EPO | — | — | $614 |
| Ambetter from Sunflower Health Plan | Everyday Gold | Gold | EPO | — | — | $617 |
| Medica | Select by Medica Bronze Share | Bronze | EPO | — | — | $624 |
| Ambetter from Sunflower Health Plan | Standard Gold + Vision + Adult Dental | Gold | EPO | — | — | $630 |
| Blue Cross and Blue Shield of Kansas City | Blue KC Simply Blue Silver with Spira Care Blue Metro EPO | Silver | EPO | — | — | $634 |
| Ambetter from Sunflower Health Plan | Everyday Gold + Vision + Adult Dental | Gold | EPO | — | — | $638 |
| Blue Cross and Blue Shield of Kansas City | Blue KC Choice Silver 1 with Spira Care BlueSelect EPO | Silver | EPO | — | — | $663 |
| UnitedHealthcare | UHC Silver Value ($0 Virtual Urgent Care, No Referrals) · UHC Silver-X Value ($0 Virtual Urgent Care, No Referrals) | Silver | EPO | — | — | $664 |
| UnitedHealthcare | UHC Silver Standard (No Referrals) · UHC Silver-X Standard (No Referrals) | Silver | EPO | — | — | $666 |
| Medica | Select by Medica Bronze $0 Copay PCP Visits | Bronze | EPO | — | — | $675 |
| UnitedHealthcare | UHC Silver Advantage ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) · UHC Silver-X Advantage ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) | Silver | EPO | — | — | $675 |
| Blue Cross and Blue Shield of Kansas, Inc. | BlueCare EPO Bronze | Bronze | EPO | — | — | $676 |
| UnitedHealthcare | UHC Silver Value+ ($0 Virtual Urgent Care, Dental + Vision, No Referrals) · UHC Silver-X Value+ ($0 Virtual Urgent Care, Dental + Vision, No Referrals) | Silver | EPO | — | — | $678 |
| Blue Cross and Blue Shield of Kansas, Inc. | BlueCare EPO Standardized Expanded Bronze | Bronze | EPO | — | — | $681 |
| UnitedHealthcare | UHC Gold Standard (No Referrals) · UHC Gold-X Standard (No Referrals) | Gold | EPO | — | — | $681 |
Showing 40 of 64 plans, cheapest first.
How the premium changes with age
Cheapest silver plan by age (the same plan):
| Age | Monthly premium |
|---|---|
| 21 | $446 |
| 40 | $571 |
| 60 | $1,212 |
About these numbers
Premiums are the CMS-listed rate for a single non-smoking adult, before any premium tax credit. Most marketplace buyers qualify for a credit based on household income — the actual price can be far lower than the list rate, especially for silver plans. Deductibles and out-of-pocket maximums are for in-network care and vary by plan design. Check doctor and hospital networks before enrolling: a cheaper plan that excludes your doctors is not cheaper.
Related
All counties in Kansas · How to choose a plan · Premium tax credits explained · Metal tiers explained
Frequently asked questions
What is the cheapest health insurance plan in Miami County County?
The cheapest plan for a 40-year-old non-smoker is $442 a month (Bronze metal level) before tax credits, based on 2026 CMS rate filings. The cheapest silver plan, the benchmark for subsidies, is $571.
How much does health insurance cost in Miami County County?
For a 40-year-old non-smoker the cheapest plans in Miami County start around $442 a month before subsidies. Silver plans cost from $571; premiums rise with age and tobacco use.
How many insurers offer marketplace plans in Miami County County?
6 insurers filed 64 plan options for this county in the 2026 CMS file.