Health insurance plans in Stafford County, KS (2026)
40 marketplace plans from 4 insurers are offered in Stafford County. The cheapest silver plan is $571 a month for a 40-year-old non-smoker before tax credits.
Cheapest monthly premium by metal level (age 40)
| Metal level | Cheapest premium | Plans |
|---|---|---|
| Bronze | $452 | 16 |
| Silver | $571 | 11 |
| Gold | $610 | 12 |
| Catastrophic | $444 | 1 |
All plans in Stafford County
| Insurer | Plan | Metal | Type | Deductible | Out-of-pocket max | Premium (age 40) |
|---|---|---|---|---|---|---|
| Blue Cross and Blue Shield of Kansas City | Blue KC Catastrophic BlueSelect EPO | Catastrophic | EPO | — | — | $444 |
| Oscar Insurance Company | Bronze Classic Standard | Bronze | EPO | — | — | $452 |
| Oscar Insurance Company | Bronze Simple Diabetes | Bronze | EPO | — | — | $460 |
| Oscar Insurance Company | Bronze Classic 4700 | Bronze | EPO | — | — | $463 |
| Ambetter from Sunflower Health Plan | Everyday Bronze | Bronze | EPO | — | — | $465 |
| Ambetter from Sunflower Health Plan | Standard Expanded Bronze | Bronze | EPO | — | — | $467 |
| Ambetter from Sunflower Health Plan | Everyday Bronze + Vision + Adult Dental | Bronze | EPO | — | — | $480 |
| Ambetter from Sunflower Health Plan | Standard Expanded Bronze + Vision + Adult Dental | Bronze | EPO | — | — | $482 |
| Blue Cross and Blue Shield of Kansas City | Blue KC Simply Blue Bronze with Spira Care Blue Metro EPO | Bronze | EPO | — | — | $482 |
| Oscar Insurance Company | Bronze Elite + PCP Saver | Bronze | EPO | $0 | — | $489 |
| Blue Cross and Blue Shield of Kansas City | Blue KC Choice Bronze 2 with Spira Care BlueSelect EPO | Bronze | EPO | — | — | $504 |
| Ambetter from Sunflower Health Plan | Elite Bronze | Bronze | EPO | $0 | — | $531 |
| Ambetter from Sunflower Health Plan | Elite Bronze + Vision + Adult Dental | Bronze | EPO | $0 | — | $548 |
| Blue Cross and Blue Shield of Kansas City | Blue KC Standard Bronze BlueSelect EPO | Bronze | EPO | — | — | $550 |
| Oscar Insurance Company | Silver Classic Standard | Silver | EPO | — | — | $571 |
| Ambetter from Sunflower Health Plan | Standard Silver | Silver | EPO | — | — | $579 |
| Ambetter from Sunflower Health Plan | Focused Silver | Silver | EPO | — | — | $585 |
| Ambetter from Sunflower Health Plan | Standard Silver + Vision + Adult Dental | Silver | EPO | — | — | $599 |
| Ambetter from Sunflower Health Plan | Focused Silver + Vision + Adult Dental | Silver | EPO | — | — | $604 |
| Ambetter from Sunflower Health Plan | Standard Gold | Gold | EPO | — | — | $610 |
| Oscar Insurance Company | Gold Classic Standard | Gold | EPO | — | — | $614 |
| Ambetter from Sunflower Health Plan | Everyday Gold | Gold | EPO | — | — | $617 |
| Ambetter from Sunflower Health Plan | Standard Gold + Vision + Adult Dental | Gold | EPO | — | — | $630 |
| Blue Cross and Blue Shield of Kansas City | Blue KC Simply Blue Silver with Spira Care Blue Metro EPO | Silver | EPO | — | — | $634 |
| Ambetter from Sunflower Health Plan | Everyday Gold + Vision + Adult Dental | Gold | EPO | — | — | $638 |
| Blue Cross and Blue Shield of Kansas City | Blue KC Choice Silver 1 with Spira Care BlueSelect EPO | Silver | EPO | — | — | $663 |
| Blue Cross and Blue Shield of Kansas, Inc. | BlueCare EPO Bronze | Bronze | EPO | — | — | $676 |
| Blue Cross and Blue Shield of Kansas, Inc. | BlueCare EPO Standardized Expanded Bronze | Bronze | EPO | — | — | $681 |
| Blue Cross and Blue Shield of Kansas City | Blue KC Simply Blue Gold with Spira Care Blue Metro EPO | Gold | EPO | — | — | $683 |
| Ambetter from Sunflower Health Plan | Elite Gold | Gold | EPO | — | — | $688 |
| Blue Cross and Blue Shield of Kansas City | Blue KC Standard Silver BlueSelect EPO | Silver | EPO | — | — | $692 |
| Blue Cross and Blue Shield of Kansas, Inc. | BlueCare EPO Simple Bronze HDHP | Bronze | EPO | — | — | $696 |
| Blue Cross and Blue Shield of Kansas City | Blue KC Standard Gold BlueSelect EPO | Gold | EPO | — | — | $704 |
| Ambetter from Sunflower Health Plan | Elite Gold + Vision + Adult Dental | Gold | EPO | — | — | $711 |
| Blue Cross and Blue Shield of Kansas, Inc. | BlueCare EPO Gold Plus | Gold | EPO | — | — | $784 |
| Blue Cross and Blue Shield of Kansas, Inc. | BlueCare EPO Gold | Gold | EPO | — | — | $809 |
| Blue Cross and Blue Shield of Kansas, Inc. | BlueCare EPO Standardized Gold | Gold | EPO | — | — | $811 |
| Blue Cross and Blue Shield of Kansas, Inc. | BlueCare EPO Simple Silver HDHP | Silver | EPO | — | — | $826 |
| Blue Cross and Blue Shield of Kansas, Inc. | BlueCare EPO Silver Plus | Silver | EPO | — | — | $840 |
| Blue Cross and Blue Shield of Kansas, Inc. | BlueCare EPO Standardized Silver | Silver | EPO | — | — | $858 |
How the premium changes with age
Cheapest silver plan by age (the same plan):
| Age | Monthly premium |
|---|---|
| 21 | $446 |
| 40 | $571 |
| 60 | $1,212 |
About these numbers
Premiums are the CMS-listed rate for a single non-smoking adult, before any premium tax credit. Most marketplace buyers qualify for a credit based on household income — the actual price can be far lower than the list rate, especially for silver plans. Deductibles and out-of-pocket maximums are for in-network care and vary by plan design. Check doctor and hospital networks before enrolling: a cheaper plan that excludes your doctors is not cheaper.
Related
All counties in Kansas · How to choose a plan · Premium tax credits explained · Metal tiers explained
Frequently asked questions
What is the cheapest health insurance plan in Stafford County County?
The cheapest plan for a 40-year-old non-smoker is $444 a month (Catastrophic metal level) before tax credits, based on 2026 CMS rate filings. The cheapest silver plan, the benchmark for subsidies, is $571.
How much does health insurance cost in Stafford County County?
For a 40-year-old non-smoker the cheapest plans in Stafford County start around $444 a month before subsidies. Silver plans cost from $571; premiums rise with age and tobacco use.
How many insurers offer marketplace plans in Stafford County County?
4 insurers filed 40 plan options for this county in the 2026 CMS file.