Health insurance plans in Fayette County, WV (2026)
37 marketplace plans from 2 insurers are offered in Fayette County. The cheapest silver plan is $1,056 a month for a 40-year-old non-smoker before tax credits.
Cheapest monthly premium by metal level (age 40)
| Metal level | Cheapest premium | Plans |
|---|---|---|
| Bronze | $790 | 8 |
| Silver | $1,056 | 13 |
| Gold | $980 | 13 |
| Platinum | $1,849 | 2 |
| Catastrophic | $613 | 1 |
All plans in Fayette County
| Insurer | Plan | Metal | Type | Deductible | Out-of-pocket max | Premium (age 40) |
|---|---|---|---|---|---|---|
| Highmark Blue Cross Blue Shield West Virginia | my Blue Access WV Major Events PPO Catastrophic 10600 - 3 Free PCP Visits | Catastrophic | PPO | — | — | $613 |
| Highmark Blue Cross Blue Shield West Virginia | my Blue Access WV PPO Bronze 9200 | Bronze | PPO | — | — | $790 |
| CareSource | Low Premium Bronze 10600 $25 Generic Drugs | Bronze | HMO | — | — | $809 |
| CareSource | Low Premium Bronze 10600 $25 Generic Drugs + Adult Vision & Fitness | Bronze | HMO | — | — | $813 |
| Highmark Blue Cross Blue Shield West Virginia | my Blue Access WV PPO Standard Bronze 7500 | Bronze | PPO | — | — | $827 |
| Highmark Blue Cross Blue Shield West Virginia | my Blue Access WV PPO Bronze 3800 | Bronze | PPO | — | — | $837 |
| Highmark Blue Cross Blue Shield West Virginia | my Blue Access WV PPO Bronze 3800 + Adult Dental and Vision | Bronze | PPO | — | — | $857 |
| CareSource | Bronze 7500 $25 Generic Drugs | Bronze | HMO | — | — | $863 |
| CareSource | Bronze 7500 $25 Generic Drugs + Adult Vision & Fitness | Bronze | HMO | — | — | $867 |
| CareSource | Healthy Heart Gold 3000 $0 Chronic Care Drugs & Services | Gold | HMO | — | — | $980 |
| CareSource | Healthy Heart Gold 3000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness | Gold | HMO | — | — | $984 |
| Highmark Blue Cross Blue Shield West Virginia | my Blue Access WV PPO Standard Gold 2000 | Gold | PPO | — | — | $984 |
| CareSource | Diabetes Gold 3000 $0 Chronic Care Drugs & Services | Gold | HMO | — | — | $991 |
| CareSource | Diabetes Gold 3000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness | Gold | HMO | — | — | $995 |
| Highmark Blue Cross Blue Shield West Virginia | my Blue Access WV PPO Standard Gold 2000 + Adult Dental and Vision | Gold | PPO | — | — | $1,004 |
| CareSource | Gold 2000 $15 Generic Drugs | Gold | HMO | — | — | $1,020 |
| CareSource | Gold 2000 $15 Generic Drugs + Adult Vision & Fitness | Gold | HMO | — | — | $1,024 |
| Highmark Blue Cross Blue Shield West Virginia | my Blue Access WV PPO Gold 1700 HSA | Gold | PPO | — | — | $1,025 |
| Highmark Blue Cross Blue Shield West Virginia | my Blue Access WV PPO Standard Silver 6000 | Silver | PPO | — | — | $1,056 |
| Highmark Blue Cross Blue Shield West Virginia | my Blue Access WV PPO Gold 0 | Gold | PPO | $0 | — | $1,064 |
| Highmark Blue Cross Blue Shield West Virginia | my Blue Access WV PPO Gold 0 + Adult Dental and Vision | Gold | PPO | $0 | — | $1,083 |
| Highmark Blue Cross Blue Shield West Virginia | my Blue Access WV PPO Premier Gold 0 | Gold | PPO | $0 | — | $1,090 |
| CareSource | Low Premium Silver 6200 $3 Generic Drugs | Silver | HMO | — | — | $1,094 |
| CareSource | Healthy Heart Silver 5000 $0 Chronic Care Drugs & Services | Silver | HMO | — | — | $1,098 |
| CareSource | Low Premium Silver 6200 $3 Generic Drugs + Adult Vision & Fitness | Silver | HMO | — | — | $1,098 |
| CareSource | Healthy Heart Silver 5000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness | Silver | HMO | — | — | $1,102 |
| CareSource | Silver 6000 $20 Generic Drugs | Silver | HMO | — | — | $1,102 |
| CareSource | Silver 6000 $20 Generic Drugs + Adult Vision & Fitness | Silver | HMO | — | — | $1,106 |
| Highmark Blue Cross Blue Shield West Virginia | my Blue Access WV PPO Premier Gold 0 + Adult Dental and Vision | Gold | PPO | $0 | — | $1,110 |
| CareSource | Diabetes Silver 5000 $0 Chronic Care Drugs & Services | Silver | HMO | — | — | $1,126 |
| CareSource | Diabetes Silver 5000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness | Silver | HMO | — | — | $1,130 |
| CareSource | Low Deductible Silver 5000 $3 Generic Drugs | Silver | HMO | — | — | $1,132 |
| CareSource | Low Deductible Silver 5000 $3 Generic Drugs + Adult Vision & Fitness | Silver | HMO | — | — | $1,136 |
| Highmark Blue Cross Blue Shield West Virginia | my Blue Access WV PPO Premier Silver 0 | Silver | PPO | $0 | — | $1,145 |
| Highmark Blue Cross Blue Shield West Virginia | my Blue Access WV PPO Premier Silver 0 + Adult Dental and Vision | Silver | PPO | $0 | — | $1,165 |
| CareSource | Platinum Zero $5 Generic Drugs | Platinum | HMO | — | — | $1,849 |
| CareSource | Platinum Zero $5 Generic Drugs + Adult Vision & Fitness | Platinum | HMO | — | — | $1,853 |
How the premium changes with age
Cheapest silver plan by age (the same plan):
| Age | Monthly premium |
|---|---|
| 21 | $826 |
| 40 | $1,056 |
| 60 | $2,242 |
About these numbers
Premiums are the CMS-listed rate for a single non-smoking adult, before any premium tax credit. Most marketplace buyers qualify for a credit based on household income — the actual price can be far lower than the list rate, especially for silver plans. Deductibles and out-of-pocket maximums are for in-network care and vary by plan design. Check doctor and hospital networks before enrolling: a cheaper plan that excludes your doctors is not cheaper.
Related
All counties in West Virginia · How to choose a plan · Premium tax credits explained · Metal tiers explained
Frequently asked questions
What is the cheapest health insurance plan in Fayette County County?
The cheapest plan for a 40-year-old non-smoker is $613 a month (Catastrophic metal level) before tax credits, based on 2026 CMS rate filings. The cheapest silver plan, the benchmark for subsidies, is $1,056.
How much does health insurance cost in Fayette County County?
For a 40-year-old non-smoker the cheapest plans in Fayette County start around $613 a month before subsidies. Silver plans cost from $1,056; premiums rise with age and tobacco use.
How many insurers offer marketplace plans in Fayette County County?
2 insurers filed 37 plan options for this county in the 2026 CMS file.