Health insurance plans in Platte County, WY (2026)
23 marketplace plans from 2 insurers are offered in Platte County. The cheapest silver plan is $1,072 a month for a 40-year-old non-smoker before tax credits.
Cheapest monthly premium by metal level (age 40)
| Metal level | Cheapest premium | Plans |
|---|---|---|
| Bronze | $773 | 7 |
| Silver | $1,072 | 9 |
| Gold | $985 | 7 |
All plans in Platte County
| Insurer | Plan | Metal | Type | Deductible | Out-of-pocket max | Premium (age 40) |
|---|---|---|---|---|---|---|
| Blue Cross Blue Shield of Wyoming | BlueSelect Bronze Basic | Bronze | PPO | — | — | $773 |
| Blue Cross Blue Shield of Wyoming | BlueSelect Bronze Core | Bronze | PPO | — | — | $807 |
| UnitedHealthcare | UHC Bronze Standard (No Referrals) · UHC Bronze-X Standard (No Referrals) | Bronze | EPO | — | — | $870 |
| UnitedHealthcare | UHC Bronze Value HSA (No Referrals) · UHC Bronze-X Value HSA (No Referrals) | Bronze | EPO | — | — | $877 |
| UnitedHealthcare | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) · UHC Bronze-X Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) | Bronze | EPO | $0 | — | $897 |
| Blue Cross Blue Shield of Wyoming | BlueSelect Expanded Bronze Standard without Kid's Dental | Bronze | PPO | — | — | $899 |
| UnitedHealthcare | UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals) · UHC Bronze-X Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals) | Bronze | EPO | $0 | — | $914 |
| Blue Cross Blue Shield of Wyoming | BlueSelect Gold Core | Gold | PPO | — | — | $985 |
| Blue Cross Blue Shield of Wyoming | BlueSelect Gold HealthPlus | Gold | PPO | — | — | $1,002 |
| Blue Cross Blue Shield of Wyoming | BlueSelect Gold Standard without Kid's Dental | Gold | PPO | — | — | $1,020 |
| UnitedHealthcare | UHC Gold Value ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) · UHC Gold-X Value ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) | Gold | EPO | — | — | $1,065 |
| UnitedHealthcare | UHC Gold Standard (No Referrals) · UHC Gold-X Standard (No Referrals) | Gold | EPO | — | — | $1,066 |
| Blue Cross Blue Shield of Wyoming | BlueSelect Silver Standard without Kid's Dental | Silver | PPO | — | — | $1,072 |
| Blue Cross Blue Shield of Wyoming | BlueSelect Silver HealthPlus without Kid's Dental | Silver | PPO | — | — | $1,073 |
| Blue Cross Blue Shield of Wyoming | BlueSelect Silver Classic without Kid's Dental | Silver | PPO | — | — | $1,075 |
| Blue Cross Blue Shield of Wyoming | BlueSelect Silver HealthPlus | Silver | PPO | — | — | $1,077 |
| Blue Cross Blue Shield of Wyoming | BlueSelect Silver Classic | Silver | PPO | — | — | $1,079 |
| UnitedHealthcare | UHC Gold Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx, No Referrals) · UHC Gold-X Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx, No Referrals) | Gold | EPO | — | — | $1,101 |
| UnitedHealthcare | UHC Gold Advantage+ ($0 Virtual Urgent Care, $1 Tier 2 Rx, Dental + Vision, No Referrals) · UHC Gold-X Advantage+ ($0 Virtual Urgent Care, $1 Tier 2 Rx, Dental + Vision, No Referrals) | Gold | EPO | — | — | $1,118 |
| UnitedHealthcare | UHC Silver Standard (No Referrals) · UHC Silver-X Standard (No Referrals) | Silver | EPO | — | — | $1,132 |
| UnitedHealthcare | UHC Silver Value ($0 Virtual Urgent Care, No Referrals) · UHC Silver-X Value ($0 Virtual Urgent Care, No Referrals) | Silver | EPO | — | — | $1,141 |
| UnitedHealthcare | UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) · UHC Silver-X Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) | Silver | EPO | — | — | $1,142 |
| UnitedHealthcare | UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision, No Referrals) · UHC Silver-X Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision, No Referrals) | Silver | EPO | — | — | $1,159 |
How the premium changes with age
Cheapest silver plan by age (the same plan):
| Age | Monthly premium |
|---|---|
| 21 | $839 |
| 40 | $1,072 |
| 60 | $2,277 |
About these numbers
Premiums are the CMS-listed rate for a single non-smoking adult, before any premium tax credit. Most marketplace buyers qualify for a credit based on household income — the actual price can be far lower than the list rate, especially for silver plans. Deductibles and out-of-pocket maximums are for in-network care and vary by plan design. Check doctor and hospital networks before enrolling: a cheaper plan that excludes your doctors is not cheaper.
Related
All counties in Wyoming · How to choose a plan · Premium tax credits explained · Metal tiers explained
Frequently asked questions
What is the cheapest health insurance plan in Platte County County?
The cheapest plan for a 40-year-old non-smoker is $773 a month (Bronze metal level) before tax credits, based on 2026 CMS rate filings. The cheapest silver plan, the benchmark for subsidies, is $1,072.
How much does health insurance cost in Platte County County?
For a 40-year-old non-smoker the cheapest plans in Platte County start around $773 a month before subsidies. Silver plans cost from $1,072; premiums rise with age and tobacco use.
How many insurers offer marketplace plans in Platte County County?
2 insurers filed 23 plan options for this county in the 2026 CMS file.